Recently, together with our colleagues at Connolly Wells & Gray, LLP, attorneys from Kalikhman & Rayz, LLC initiated a class action against Jefferson Capital Systems, LLC – a debt collector based in St. Cloud, Minnesota. As detailed in the complaint, which was filed in the U.S. District Court for the Eastern District of Pennsylvania, Jefferson Capital Systems routinely sent correspondence to consumers containing false promises of “time sensitive” offers to settle outstanding debts and improperly disclosed consumers’ personal identifying information on the face of the envelopes used for collection notices. This practice is unlawful under the Fair Debt Collection Practices Act, 15 U.S.C. § 1692 et seq., as recently declared by the U.S. Court of Appeals for the Third Circuit in Douglass, et al. v. Convergent Outsourcing, 765 F.3d 299 (3rd Cir. 2014).
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